Monthly archives: February 2012

Robbie de Santos

By Robbie de Santos

Tweaking housing taxation

Tax is always going to be a thorny issue. But start talking about it in relation to people’s home and you’re on doubly shaky ground. We have given much thought to housing taxation, finding much of it to be clunky and regressive, with sharp cliff edges between different levels, and the wealthy few paying disproportionately less tax than squeezed families.

Politicians know the system is broken, but have generally avoided talking about property taxes for fear of the political MORE...

Nicola Hughes

By Nicola Hughes

From ‘fatally flawed’ to ‘common sense’

Mortgage regulation might not sound like the most exciting topic, but it’s vitally important. The way in which banks lend money has a huge impact on house prices, social mobility, even homelessness.

In recent years the devastating impact reckless lending can have on people’s lives has been all too clear. You have to borrow a lot of money to get a foot on the housing ladder and if you can’t afford to pay it back, you may face losing your … MORE...