Geography makes the housing crisis more complex

Unfortunately for those of us who try to come up with neat policy solutions to our housing problems, there isn’t just one housing market. That means policies need to reflect local variation.

Ever-increasing house prices are a result of a range of complex and interconnected issues: the amount of land brought forward for development; investment and speculation on land and housing; employment and wage levels; credit availability; interest rates and consumer confidence, to name but a few. Policies that recognise … Read more

An unlikely pairing? Universal Credit and the bank of mum and dad

Statistics and survey results from claimants taking part in Universal Credit Pathfinders have been released by DWP today.

The stand out fact is that the number of people who have actually moved on to Universal Credit is relatively small: just 2,150 people in the Pathfinder areas.

The survey results don’t tell us much about how people are coping with housing costs in the Universal Credit system, which is a shame – as we know this is often one of the … Read more