From 'fatally flawed' to 'common sense'

Mortgage regulation might not sound like the most exciting topic, but it’s vitally important. The way in which banks lend money has a huge impact on house prices, social mobility, even homelessness.

In recent years the devastating impact reckless lending can have on people’s lives has been all too clear. You have to borrow a lot of money to get a foot on the housing ladder and if you can’t afford to pay it back, you may face losing your … Read more